Watching Your Wallet: Saving money while holiday shopping

FRESNO, Calif. (KFSN) — As Black Friday approaches, most retailers are already rolling out major sales, hoping to entice shoppers to get a head start on holiday bargains.

“People have cut down on what they spend,” says Vipin Porwal, CEO of Smarty and consumer expert. “People are buying what is essentially required of them.”

According to new consumer data from Smarty—a cashback and coupon service for online shopping—tighter budgets are pushing shoppers to start buying earlier than ever. Amazon’s recent Fall Prime Big Deal Days, for example, have become a significant benchmark in the holiday retail season.

But if you didn’t have a chance to fill your cart yet, Porwal says you haven’t missed out.

“Deals are there to be found,” Porwal explains. “I think people have to do value shopping.” He recommends taking the time to compare prices and seek out cashback offers. “It all adds up, and it’s a big chunk of money that adds up,” he adds.

For those looking for the best end-of-year discounts on clothing and electronics, Porwal suggests shopping from Black Friday through the year-end holiday clearance events. “I would say another 5–10% discount might show up on Black Friday for the gadgets you’re planning to buy,” he notes.

Shoppers can also maximize savings by using discounted gift cards or paying with credit cards that offer rewards points. When it comes to big-ticket items like appliances, electronics, and even cars, Porwal advises that the end of the year is an optimal time to buy, as retailers make room for new models—often leading to additional in-person savings.

No matter your shopping list, experts suggest taking a strategic approach to maximize holiday deals and stretch your budget further this season.
https://abc30.com/post/watching-wallet-saving-money-holiday-shopping/18117520/

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